Smart banking for global businesses
Hold, convert, and hedge across multiple currencies. Earn yield on idle cash, lock in FX rates, and move money globally, all from one platform.
No setup fees · Only takes 5 mins
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Hold any currency, anywhere.
Multi-currency accounts
Open accounts in multiple currencies from a single dashboard. Hold, convert, and move funds across USD, EUR, GBP, GHS, NGN and more.
Accounts
Move money globally.
Global payments, instant
Send and receive payments in 50+ currencies with competitive FX rates and near-zero fees.
Send money
Put your cash to work.
Idle cash is a missed opportunity.
Put your treasury to work. Earn competitive yield across multiple currencies and stablecoins with no lock-up periods. Withdraw anytime.
Treasury
Every currency is just a swap away.
Swap currencies instantly
Convert between fiat and stablecoins at live FX rates with near-zero fees. Settle instantly across 50+ currencies.
USDC
USDTSwap
Invoice in any currency.
Invoice globally, get paid locally
Create invoices in your client's currency. Payments convert automatically at competitive FX rates when they land in your account.
Hedge FX risk, protect your margins.
Borrow against your strongest assets
Use stablecoins as collateral to borrow local currency and hedge your FX exposure. Lock in rates, protect margins, and manage volatility without liquidating your position.
USDC collateralUSDT collateralBorrow
Ask your treasury anything.
AI-powered treasury assistant
Ask questions about your balances, FX exposure, cash flow, and transactions in plain language. Get instant answers, charts, and actionable insights.
What's the FX outlook this week?
Questions and answers.
Buffer is a global treasury management and banking platform. Multi-currency accounts, real-time FX, global payments, yield, hedging, and stablecoin rails — all from one dashboard.